Outside+ has teamed up with Spot Injury Insurance to cover members on the mountain. Spot covers your medical bills up to $25,000, with $0 deductible, each time you’re hurt—whether you have health insurance or not.

Outside+ members get Spot Injury Insurance coverage at the exclusive price of $110 for the year

Not an Outside+ member but want to get in on the deal? You can get this plus over $500 in other benefits when you join Outside+ today!

Member Exclusive
1 Year Spot Policy
Outside+ members are covered while skiing, snowboarding, mountain climbing, mountain biking, hiking, road and gravel cycling as well as ski racing activities through SkiReg.com.
Review the policy benefit summary here.
$25,000
Accidental Medical Expense Coverage
$10,000
Accidental Death or Dismemberment
$0
Deductible
Outside+ Member Rate
$
110
Skier having fun and definitely not about to get injured

Get Hurt?

If you have an accident, focus on your injury first and get the treatment you need. Spot's plan covers costs from your doctor-recommended treatment plan up to $25,000 for a covered physical injury as long as it is carried out by a licensed medical professional. Your treatment plan could include diagnostic scans, hospital stays, ER visits, surgeries, and emergency transportation.

Quick and Easy Claims Submission

Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Log in to your account and follow the steps to start a claim and report your accident right from your account dashboard. As you report your accident, be as thorough and detailed as possible. The less information the claims team has to hunt down, the speedier the process. If you sustained multiple injuries as a result of a single accident, file a claim for each injury under one accident report. As you submit any medical expenses you have incurred as a result of the injury, the claims team will submit these to our carrier partner and begin the claims process. If payment is owed, you will either receive a check for your total out-of-pocket costs associated with your accident or we will pay your provider directly

Injured skier making insurance claim

Hit the Mountain with Peace of Mind!

Member Exclusive
1 Year Spot Policy

$
110
Outside+ Member Rate

Outside+ members are covered while skiing, snowboarding, mountain climbing, mountain biking, hiking, road and gravel cycling as well as ski racing activities through SkiReg.com. Heads up! Pre-existing conditions or overuse injuries (wear and tear) are not covered.

$25,000
Accidental Medical Expense Coverage
$10,000
Accidental Death or Dismemberment
$0
Deductible

What's covered?

  • check Broken Bones
  • check Stitches
  • check Surgeries
  • check Concussions

What's not?

  • close Shin splints
  • close Dehydration
  • close Illness
  • close Previous injuries

Learn More

Heads Up! Only U.S. citizens or permanent U.S. residents, including those holding valid temporary work visas are eligible to purchase Spot.


Join Outside+ to unlock this and other deals

Create or log into your Outside account.
Complete Outside+ purchase and feed setup (optional).
Return to this page and claim your Spot deal!