Outside+ has teamed up with Spot Injury Insurance to cover members on the mountain. Spot pays your medical bills up to $25,000, with $0 deductible, each time you’re hurt—whether you have health insurance or not.

Outside+ members get Spot Injury Insurance coverage at the exclusive discounted price of $90 for the year (normally $300).

Not an Outside+ member but want to get in on the deal? You can get this plus over $500 in other benefits when you join Outside+ today!

Member Exclusive
1 Year Spot Policy
Outside+ members are covered while skiing, snowboarding, mountain biking, hiking, and rock climbing anywhere in the U.S. Only ski racing activities through SkiReg.com are covered.
Review the policy benefit summary here.
$25,000
Accidental Medical Expense Coverage
$5,000
Accidental Death or Dismemberment
$0
Deductible
Outside+ Member Rate
$
90
Retail Rate: $250
Skier having fun and definitely not about to get injured

Get Hurt?

If you have an accident, focus on your injury first and get the treatment you need. Go to any licensed physician, hospital, ER, or urgent care clinic that is convenient to you. Whatever your physician recommends as treatment should be covered, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy, and more.

3-Minute Claims Process

Filing a claim with Spot is simple, really. It’s just a matter of taking pictures of your bill(s), explaining how you got injured, and providing a few other details. Once you file a claim, you will be given a personal claims representative who will work with you to determine the best plan for your medical and financial situation.

Injured skier making insurance claim

Hit the Mountain with Peace of Mind!

Member Exclusive
1 Year Spot Policy

$
90
Outside+ Member Rate
Retail Rate: $250

Outside+ members are covered while skiing, snowboarding, mountain biking, hiking, and rock climbing anywhere in the U.S. Only ski racing activities through SkiReg.com are covered. Heads up! Pre-existing conditions or overuse injuries (wear and tear) are not covered.

$25,000
Accidental Medical Expense Coverage
$5,000
Accidental Death or Dismemberment
$0
Deductible

What's covered?

  • check Broken Bones
  • check Stitches
  • check Surgeries
  • check Concussions

What's not?

  • close Shin splints
  • close Dehydration
  • close Illness
  • close Previous injuries

Join Outside+ to unlock this and other deals

Create or log into your Outside account.
Complete Outside+ purchase and feed setup (optional).
Return to this page and claim your Spot deal!